The Three Easiest Ways to Make Money

Many people have often said that the easiest way to make money is by not working at all. This doesn't happen too often unless you are lucky enough to win the lottery. For the rest of us, there are some other very easy ways to make money without doing a whole lot of work, but it does require the discipline to save.

Perhaps the third best way to make money is by starting an online savings account. A lot of people fail to get decent savings accounts and instead settle for very mediocre savings accounts from traditional banks. You can easily get an extra two to three percent by opening an online savings account which does not have the overhead of paying tellers and for branch locations. Companies such as ING Direct and GMAC offer excellent money market accounts which will give you great savings rates! You can view the savings accounts with the best rates of return by taking a visit to www.bankrate.com

Secondly, consider investing in mutual funds. One hundred percent of any ten year period of investment, the stock market has made money! There are a number of great mutual fund companies which are available and make it very easy to start investing with them. Vanguard is probably one of the best mutual fund companies that offer a number of quality mutual funds which will make you a lot of money. Their S&P 500 Index fund has made a little over 12% since the fund's inception. That's a pretty safe bet! You can save even more money by putting your mutual funds inside of an account such as an IRA that will shelter your money from taxes. Compound interest will make you a lot of money over a long period of time without very much work!

Finally, invest in your Company's 401k plan. A lot of companies offer 401k plans but not all employees take advantage of these great accounts. If you don't invest in your 401k plan that has a match, you're essentially throwing money away. If your company matches 100% of the first 3% of your income that you invest, this is the same as getting a 3% raise. If you make $40,000 a year, that's $1,200 a free each year in income that you are making! You will also make extra money because 401k accounts are tax deferred, meaning that you don't have to pay any taxes on your returns until you retire!


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